post-title Escape the Cycle of Paycheck to Paycheck Living 2017-10-08 13:09:39 yes no Posted by Categories: Blog

Escape the Cycle of Paycheck to Paycheck Living

Posted by Categories: Blog
Escape the Cycle of Paycheck to Paycheck Living

“Our finances were just enough to get us to the end of the month,” Gary remembers. “There wasn’t a whole lot of money to put into savings. As a matter of fact, I’m not sure there was any money to put in savings.”

Gary and Debra Pugh were living paycheck to paycheck until one Sunday morning when they heard three separate messages about one topic–giving.

“It’s one of those things where, ‘”Okay, God, you told me once, you told me twice, you told me three times, I think maybe I’d better be listening,’” Gary recalls.

“I’m kind of the accountant of the family,” says Debra, “And so I knew that we lived month-to-month on 100% of what we were making. And I was like “how are we going to take out 10%?” There was no room in black and white in the math to take out 10%.”

The couple prayed about it; then decided to give, and at the end of the first month, something amazing happened.

“We had money left over,” Debra laughs. “And I was like, ‘Okay, God, I get it. You’re going to take care of us.’ We went from 100% with no savings, to living off of 90% and God stretched that 90% to allow us to start saving. So from then on we just kept writing that check, first thing.”

The couple says that the lesson they learned then prepared them for their next adventure when they moved across the state to start a health club.

“God laid on my heart to open a business,” says Gary, “and so I loaded my young family up and came to west Texas.”

“We didn’t have a place to live, we didn’t have jobs; just to pick up and move, that was scary,” Debra recalls.

They soon discovered that Debra was pregnant, but they had no insurance. Their new business never took off, so they searched for other sources of income.

Gary remembers that time. “That was a season of tremendous challenge for us. We had to use a credit card for our medical bills. Debra had been selling health supplements, and then she got a job at Gold’s Gym in Amarillo. She worked at night and I substitute taught during the day. We were still tithing. We were still being faithful. We were still trusting God.”

“We knew that God brought us here; he’s going to provide for us,” Debra says, “and I don’t think we could have had that faith if we hadn’t seen that when we started tithing.”

Gary and Debra say that God blessed their faithfulness.

“We’d be at the end of the month and there would be nothing,” Gary recalls, “and all of a sudden somebody literally would mail us a check. They owed some money for some health supplements or Debra training, and we would both look at each other and say, ‘Thank you, God.’ because that was literally a God thing.”

Soon, Gary was offered a job as a high school principal. Debra continued selling supplements and doing personal training. In 2009, they decided to become CBN partners, and Debra noticed an immediate change in her business.

“The more I gave to CBN, the more customers just came knocking on my door, or calling,” Debra remembers, ‘“and I was not advertising, so I knew it was God. And that confirmed that, ‘Okay, you want me to give my money to CBN.’”

Business got even better a few months later when Debra was offered a job teaching senior fitness classes.

“It doubled and tripled by the end of the year; that allowed us to put more into savings for college,” Debra recalls.

Gary also got a raise at his job, and the extra income allowed them to pay off their debt.

“We’re down to our house payment, “ says Debra. “This will be paid off in four years, and we’ve got one car payment, so we’re getting close.”

Gary and Debra want others to know that giving has changed more than just their finances.

“I’m glad somebody shared with us, because otherwise we would have been missing out,” says Debra. “It’s a leap of faith, but it’s a wonderful leap of faith, the blessings that God has are just incredible.”

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